Revenue-Based Financing Requirements
Simple, transparent qualification criteria for Up to $5M funding. Based on business performance, not complex financial requirements.
$30K+ Monthly Revenue
Consistent monthly revenue of at least $30,000 for qualification.
6+ Months in Business
Minimum 6 months of established business operations required.
Positive Cash Flow
Demonstrated positive cash flow trends and business stability.
Complete Qualification Criteria
Primary Requirements
Monthly Revenue: $30,000+
Consistent gross monthly revenue of at least $30K
Business Age: 6+ Months
Minimum 6 months of active business operations
US-Based Business
Business must be registered and operating in the United States
Bank Account History
3-6 months of business bank statements required
Preferred Qualifications
Revenue Growth
Demonstrated revenue growth or stability trends
Diversified Revenue
Multiple customers or revenue streams preferred
Industry Stability
Businesses in stable or growing industries
Management Experience
Experienced business ownership or management
Funding Tiers Based on Revenue
Starter Tier
Perfect for established small businesses looking for growth capital or working capital needs.
Growth Tier
Ideal for growing businesses with expansion plans, equipment needs, or inventory requirements.
Scale Tier
Designed for established businesses with significant expansion or acquisition opportunities.
Revenue-Based Financing Requirements FAQ
What if my revenue varies seasonally?
Seasonal businesses can qualify based on average monthly revenue over the past 12 months. We understand seasonal fluctuations and evaluate overall revenue trends rather than requiring consistent monthly amounts.
Do I need perfect credit for revenue-based financing?
No, credit scores are not the primary qualification factor. We focus on business revenue performance and cash flow patterns. Businesses with less-than-perfect credit can qualify based on strong business fundamentals.
Can new businesses under 6 months qualify?
While 6 months is preferred, exceptional new businesses with strong revenue performance and experienced management may qualify. We evaluate each situation individually based on overall business strength.
What documentation is required for qualification?
We typically require 3-6 months of business bank statements, basic business information, and revenue documentation. The process is streamlined compared to traditional bank loan requirements.
Disclaimer: FundingVillage is a technology platform operated by EB Technologies Inc., a Delaware corporation, that provides access to funding solutions and connects U.S. businesses with lenders, financial partners, and capital providers. We are not a direct lender, or bank and do not make credit decisions. All information provided is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice. Funding amounts, timelines, approval rates, interest rates, and product availability are estimates only and are not guaranteed. Actual terms, rates, and approval are subject to underwriter review, credit evaluation, and qualification requirements which vary by lender or funding partner. Not all applicants will qualify for funding, and qualification for one product does not guarantee qualification for others. Past performance or stated ranges do not guarantee future results. Industry-specific restrictions may apply. The FundingVillage portal is currently in beta; access is extended at management's discretion